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Adding a full portrait to your supplementary shots serves several purposes.Not only does it provide an overall view of what you look like, it also conveys confidence and provides the impression that you have nothing to hide.Similarly, the front leg of a foreign exchange swap will usually be the spot date.The spot date is also the date at which there is no alteration of the rate for interest rate differentials.

For example, a one-month forward contract will settle one month from the spot date, not from the date of transaction.All of this should be conveyed with a happy and optimistic tone. This can easily be done by avoiding sarcasm – even if you love employing it – because it is difficult to read.Finally, there is nothing wrong with a bit of humour, but you shouldn’t overdo it.This is called a freemium model, where you are required only to pay for specific perks.

Most people are fine without these perks, but many opt to take advantage of them in hopes of increasing their chances of meeting the right one.

An exception to the usual two-day spot-date guideline is the USD/CAD pair, which settles in one business day because this currency pair is commonly traded and its financial centers are in the same time zone.